The Truth in Lending Act (TILA) protects consumers against inaccurate and unfair credit billing and credit card practices. TILA ensures that consumers receive accurate information when they enter into any type of credit transaction, such as car purchases, home purchases, credit cards or student loans.
Under TILA, a lender must always provide a disclosure statement that includes the annual percentage rate (APR), any financial charges (application fees, late charges, etc.), a payment schedule and the total repayment amount of the loan. Unfortunately, lenders and brokers violate TILA when they fail to provide this kind of information to consumers.
Stop Predatory Lending Tactics
Our firm has been successful in litigating numerous cases pertaining to the Truth in Lending Act and has put a stop to predatory lending tactics inflicted on our clients. Do you suspect you been misled by a lender or broker? Contact us today for a free case evaluation and to discuss your legal options.
Mr. Sturycz is a very professional and friendly man who helped in a quick and excellent manner to ease my issues. I was very pleased with his service and would highly recommend him to anyone.
My experience with his firm has all been exceptional. He establishes immediate trust and confidence, in addition to professional integrity. I believe he will represent my interests to the best of his experience and ability.